How to label handmade lotion (FDA rules, step by step)

Updated June 2026 · Not legal advice

Lotions, creams and body butters are cosmetics — there is no “true soap” escape hatch here. That means the full FDA labeling stack applies to every jar you sell. Here it is, in the order it appears on a label.

Front panel (principal display panel)

Ingredient declaration (21 CFR 701.3)

The warning nobody likes (21 CFR 740.10)

If a cosmetic's safety has not been adequately substantiated, the label must carry: “Warning—The safety of this product has not been determined.” Substantiation can rest on existing ingredient safety data (CIR reviews, supplier documentation) plus your own product assessment — document what you rely on.

Business line + MoCRA contact

Name and place of business (21 CFR 701.12), with “Distributed by…” if you don't manufacture. And since Dec 29, 2024: a US address, US phone, or website/email that can receive adverse-event reports (FD&C §609(a) — MoCRA). Small-business status does not exempt the label line.

Claims: stay cosmetic

“Moisturizes,” “softens,” “smooths” — cosmetic, fine. “Treats eczema,” “anti-inflammatory,” “repairs skin barrier,” SPF — drug claims; your lotion would need OTC drug labeling. Write for beauty, not therapy.

Do the whole label in 60 seconds

The Inkurate generator takes your recipe with percentages, orders the INCI list correctly (including the ≤1% group and blend break-outs), formats net contents, inserts required warnings and the MoCRA line — and gives you a dated, citation-backed compliance report.

Generate my lotion label →

Not legal advice. Summary of public federal rules (21 CFR 701/740; FD&C §609(a)). State rules and non-US markets not covered.